An Insight to Churchill and Partners

My partner and I connected with Graham at a networking event in a hotel in Southwark London during the 2012 Olympics, we spoke briefly with him and exchanged cards, and in my mind at least I was anxious about losing a business card to someone who I never intended on working with. Of course, a couple of days later when we returned to our base back in Frankfurt, Germany, Graham Noble dropped me a message via email, simply stating that it was nice to have met, and should we ever require his services just to drop him a line.

Nice touch, I thought, but I didn’t feel we required any specialist financial care.

During the summer of 2013 we were back out in London, staying at the same hotel, and low and behold, we bumped into Graham again, sitting at the hotel bar. We got chatting and as the drinks went on and the hour got late, Graham expanded upon what it was he actually did. Being drunk, it obviously all sounded wonderful.

The following morning I became retrospectively cynical about the services that Graham proposed he could perform. Nonetheless, my partner was enthused that we should try working with Graham and get ourselves involved in offshore bonds.

I was sceptical moving forward, and I made sure to check on a variety of sites, checking whether what Graham had proposed was legal. It all seemed to check out, and it was all legit. It seemed strange to me that Graham was able to specifically target ex pats like ourselves, but not British citizens. Nonetheless, we went forward, and thus far we’ve been mightily impressed.

Churchill set up a recognized tax exempt bond for us for companies that we were confident with. We enjoyed seeing our money both supporting companies that we felt matched our values and seeing our money avoid taxation (despite not being a tax avoidance scheme? Go figure).

The whole time Graham has dealt personally with our services and on the odd occasion we have spoken to a member of his staff and Churchill and Partners, we have been pleased to see that they’ve both been helpful and friendly.

We’d recommend working with Churchill and Partners any day of the week, we think they are genuine and have done extremely well to help us on our way.

How to Avoid the Financial Strain of Education Fees as an Expat

Becoming an expat brings with it a lot of positive financial benefits but, as with anything, there are also some negative things. One of these potential problems for many expats is the price of education fees for those travelling overseas with their entire family. Unlike in the UK, overcrowded classrooms and fewer facilities mean that parents are always recommended to pursue private education when living in a foreign country. With this, however, come pricey fees for the privilege, and this can often lead to significant financial strain for the entire family that has a knock-on effect.

But this can be avoided with just a little forward planning – something a financial advisor like those from Churchill & Partners can help with – and there’s no reason why paying for your children’s school fees have to financially cripple the entire family. Paying for private schools can often seem like the only feasible option and, even with escalating prices, it is entirely possible for absolutely anyone to pay for their children to get the best education while living overseas. How? By planning ahead and organising your finances around these expenses, you can avoid any nasty surprises.

 

Paying school fees out of your income is a recipe for disaster, but planning for the future with your chosen financial planning service will mean that paying for expensive school fees will be just another thing on your to-do list rather than a major strain on your family. For expats, saving for these bigger expenses is often easier than for anyone else, and this is just another reason for those living outside of the UK to properly prepare for their family’s future financial security. Factoring in everything from books and uniform to tuition fees and any board, it can be a big investment, but it’s one that’s almost always worth it. 

Everything you need to make the right decisions can be found at Churchill & Partners, with dedicated financial advisors experienced and knowledgeable enough to offer the best advice and guidance about saving for your child’s education fees. Waiting to deal with it until you have to can lead to disaster, so it’s always best to know the facts beforehand.