Friday 15 November 2013

Your Guide To Offshore Bonds



A lot of people don’t know about offshore bonds. And why should they? Nobody really talks about them. So we think it’s about time someone did. We want to talk about offshore bonds and you.
An offshore bond is an efficient tax wrapper that is designed to encompass a variety of different investments including unit trusts, OEICs, stock market funds and structured investments. They are often used by expatriate investors who have sought specialist expatriate financial advice. 

An offshore bond is, ultimately a highly efficient vehicle for investments.  Offshore bonds aren’t deemed income producing; therefore they aren’t liable to income tax – which is why a lot of expats choose to operate their portfolios through them. 

Offshore bonds can practically function as bank accounts. You can keep investment funds, shares, bonds and even cash within the bond. Providers of a bond will allow frequent withdrawals and you can even set up payments to and from the bond. The best providers can even provide a credit card too. 

The long and short of it is, that if you’re living and operating outside of the UK there are advisors that can give you the full background behind offshore bonds – and you really should talk to them, they’ve had their heads in so many books that they can’t wait to share the information they’ve found with you. 

Financial advisors, like those at Churchill and Partners and other companies, aren’t just sat there waiting for people to come seeking their advice – they’re busy keeping up to date with all the latest movements in the financial world, inclusive of how offshore bonds are working. It is important that financial advisors spend a significant portion of their time doing this because the complexity of finances requires meticulous research. If you are an expert in your field, you may know that you offer a service that other people couldn’t simply do in their spare time – the same applies to finances. If you want to do it right, you need a financial advisor.
So before you decide that you’re going to invest in an offshore bond talk to an advisor at Churchill and Partners, because they’re the experts and they can help you achieve your financial goals.