Offshore Bonds and the Professional Expatriate

Improving your own situation with investment portfolios is tricky if you don’t know where to start, and if you’re the sort of person that moves about a fair bit, particularly from country to country, you may be interested to know that there is an investment solution for you that doesn’t give rise to complications when you move on to another country. Offshore bonds. 

But wait a minute, you say, is that legal? Obviously no ethical minded person wants to invest in a tax evading scheme, but you don’t need to worry about that; investing in offshore bonds isn’t about shady investments; it’s about creating a broader geographical accessibility for your investments. 

So your investments will follow you wherever you go? Pretty much. But that isn’t the only benefit of investing in offshore bonds. You’ll often find that your options are much more varied when it comes to offshore bonds because they aren’t nationally centric. So if you have a particular type of company you’d like to invest in, or you’d like to avoid investing in, a financial advisor, like those from Churchill & Partners, should be able to provide positive or negative screening in order to target or eliminate a suitable company for your investments.

But why do people initially choose to place their investments in an offshore bond? Offshore bonds actually provide a lot of security to the investor, and on top of that, they don’t accrue tax because they aren’t considered income. 

So what kind of things do people put offshore? Offshore investment bonds are wrappers that can hold a variety of different investment funds and because the wrapper is based offshore, the range of funds you have to choose from include anything from guaranteed return funds to government and corporate bonds.

Ultimately, investing in offshore bonds is a highly complex and complicated financial specialism of which financial advisors often have specific expertise in. So if you’re an expatriate of the UK you may be interested in improving your investment portfolio, and companies like Churchill and Partners can help you with heading in the right direction.

Don’t Leave it Too Late to Sort Your Will Out

There are so many things to worry about it daily life – your career, your relationship, your family and many other things besides – but there’s one thing that far too many people ignore until it’s too late. Organising a will is one of those things that just doesn’t factor in to the long list of priorities that most people have to deal with every day, and it’s for this reason that far too many families are left to deal with the financial mess of their loved one at a time when it should really be the last thing on their minds.

 

That’s why investing the time and energy into your will now is the best thing you can do with your family in the long run. After all, we never know when destiny will strike, and we all want to provide for the people we love most long after we’re gone. The reason so many people put it off is a simple one – we don’t want to think about a time when we’re not there for our children or our spouses – but that is also the reason why it’s so imperative for us all to take the time to provide for their futures.

It’s never too early to think about your will, and getting it out of the way means that you can get back to your life knowing that, if the worst does actually happen, then the most important people in your life won’t be left to deal with the consequences. With an independent financial planning company like Churchill & Partners, specifically designed for expatriates living outside of the UK, creating or reviewing your will is so much easier, and you’ll really have no excuse for putting it off further.

With over 70% of the popularity without a will, you don’t want to be one of the unlucky ones. Dying without a will means that your possessions may be distributed in a way that is against your wishes, but creating or reviewing yours now will avoid any unpleasantness after you’re gone. Don’t delay any longer – contact a service like Churchill & Partners for independent advice and guidance today.

Are you an expatriate?

Are you an expatriate? What would you say if I told you that you could exponentially improve your financial situation? Sounds a bit sketchy doesn’t it? I bet you’re thinking ‘what does this guy want in return?’ Well it’s no secret that everything comes at a price, but when that price is rendered moot by the return you get, well, we call that an investment. 

You see, there are companies such as Churchill and Partners who specialise in offshore bonds and how ex UK citizens can capitalise on the benefits that they offer. Again, a lot of people are wary of the ins and outs of wrapper investments. Offshore bonds are not illegal. They are simply exempt from income tax because they aren’t deemed an income making tool. 

To clarify, doing this isn’t tax dodging. This isn’t a loophole. It’s a legitimate resource for people like you who are looking to improve their investment portfolio, their children’s inheritance and improve upon an income by following advice that plans for the future. 

The problem that does arise with offshore bonds however is that they are complicated and knowing how to get the best out of one of the wrapper schemes requires a lot of knowledge and experience. These don’t come in a dummies guide or a wikihow page. These bonds cover an expansive area of economics and to both set one up and get the best out of it, expert help should be found. ‘Ah’, you say, ‘the catch.’

Not really, this is your opportunity to change the way your finances work. As with any investment, you have to spend a little money to make a lot. They also say that nothing in this life comes for free, but that’s not technically true; Churchill and Partners are just one group of specialists out there but they are willing to offer advice and demonstrate their approach to you free of charge, with no obligation to invest.

I won’t pretend that I have won you over for one second – the world’s a competitive place and unfortunately the amount of scams that are out there have left a lot of people unwilling to take the risk in some scenarios. That’s why Churchill offers free advice in person and doesn’t expect any commitment, we just want to share our ideas and help other people get themselves in a financially strong position. 

So don’t just believe what I have to say, go and give them a look yourself, listen to what they say and make a decision – do you want to exponentially improve your financial situation… or not?